Welcome to Koviyo, where we believe in making insurance simple, accessible, and reliable for everyone. We understand that navigating the world of insurance can be daunting, especially for young professionals and families.
That’s why our mission is to provide straightforward, comprehensive coverage that you can depend on, without any of the confusing jargon or hidden fees.
At Koviyo, we offer a range of customisable products designed to fit your unique lifestyle and needs. Whether you're looking for travel, car or home, we've got you covered with affordable options that won't break the bank.
Our user-friendly online platform allows you to get a quote, purchase policies, and manage your coverage all in one convenient place.
We’re not just an insurance company; we’re your partner in building a secure future. Join the Koviyo family today and discover how easy and reassuring insurance can be.
With us, you’re not just covered—you’re cared for.

In the age of social media, capturing picture-perfect moments has become a vital part of travelling. Whether you're sharing your adventures with friends or building a visually stunning feed, finding the most photogenic destinations is key.
For Australian travellers, the world is full of breathtaking spots that will leave your followers in awe. Here are some of the most Instagram-worthy destinations and tips for getting that perfect shot.

Australia: Beauty in Your Backyard
Whitehaven Beach, Queensland
Located in the Whitsundays, Whitehaven Beach is famed for its pure white silica sand and crystal-clear waters. The swirling sands at Hill Inlet make for a mesmerising aerial photo.
Tip: Take a helicopter tour to capture the stunning contrast of the turquoise ocean and white sands from above.
Uluru, Northern Territory
A UNESCO World Heritage site, Uluru is an iconic Australian landmark. Its fiery glow during sunrise or sunset creates a dramatic and unforgettable shot.
Tip: Use a tripod for long-exposure shots to capture the changing colours of the rock.
Lake Hillier, Western Australia
This bubblegum-pink lake is a natural wonder surrounded by lush green forests and blue ocean. The vivid colour is particularly striking from the air.
Tip: Book a scenic flight to get the best perspective of this unique destination.
Asia: Vibrant and Exotic Landscapes
Ha Long Bay, Vietnam
With its emerald waters and limestone karsts, Ha Long Bay is a dream for photographers. The misty mornings add a mystical touch to your photos.
Tip: Take a boat cruise and snap shots during the golden hour for the best lighting.
Arashiyama Bamboo Forest, Japan
The towering bamboo stalks of this forest create a serene and otherworldly atmosphere. It’s a must-visit for nature and architecture lovers.
Tip: Visit early in the morning to avoid crowds and capture the tranquil vibe.
Europe: Timeless Elegance
Santorini, Greece
The iconic white-washed buildings and blue-domed churches of Santorini are among the most photographed spots in the world. The stunning views of the Aegean Sea make every angle a masterpiece.
Tip: Head to Oia during sunset for the most romantic and dramatic shots.
Amalfi Coast, Italy
This coastline is a colourful paradise with charming villages perched on cliffs. Ravello and Positano are particularly photogenic.
Tip: Capture the vibrant houses from the water on a boat tour.
North America: Natural Wonders and Urban Charm
Antelope Canyon, USA
This slot canyon in Arizona features swirling sandstone formations bathed in rich orange and red hues. Light beams create an ethereal glow at certain times of the day.
Tip: Book a guided photography tour to learn the best angles and settings.
Moraine Lake, Canada
Set in the Canadian Rockies, Moraine Lake’s turquoise waters and rugged peaks provide a jaw-dropping backdrop for nature shots.
Tip: Visit during sunrise to capture the lake’s reflective surface in the soft morning light.
Otherworldly Adventures
Salar de Uyuni, Bolivia
The world’s largest salt flat transforms into a giant mirror during the rainy season, creating surreal reflections that are perfect for optical illusions.
Tip: Bring a wide-angle lens to fully capture the endless horizon.
Northern Lights, Scandinavia
The aurora borealis is a magical display of lights dancing across the night sky. Norway, Sweden, and Finland are prime spots to witness this phenomenon.
Tip: Use a long-exposure setting to capture the vibrant colours and movement of the lights.
Tips for Instagram-Worthy Travel Photography
Golden Hour is Your Best Friend: Shoot during sunrise or sunset for soft, natural lighting.
Plan Your Outfit: Wear colours that complement the destination’s palette to make your photos pop.
Use Leading Lines: Incorporate pathways, roads, or natural formations to guide the viewer’s eye.
Edit Thoughtfully: Enhance your photos with apps like Lightroom, but avoid over-editing.
Back Up Your Shots: Save your photos to the cloud to prevent losing precious memories.
Protecting Your Camera Gear with Travel Insurance
Travel insurance isn’t just for medical emergencies; it also covers expensive camera equipment in case of theft, loss, or damage. With Koviyo’s travel insurance, you can focus on capturing the perfect shot without worrying about the unexpected.
From Australia’s natural wonders to exotic landscapes abroad, the world is full of stunning destinations waiting to be captured. With a little planning and the right travel insurance, you’ll be ready to explore and share your adventures with confidence.
Start planning your Instagram-worthy journey today!